₹ % ↗ Σ Smart Finance Calc app icon
100% free · No account needed

Every money question,
answered instantly.

Loans & EMI, income tax, SIP planning, retirement, budgeting and everyday conversions — 56 calculators across four categories that run entirely on your phone. No internet, no ads, no data collection.

Free · Android · iOS coming soon

100% Offline No Ads No Sign-up No Tracking
Everything in one app

56 calculators, four categories

Every tool computes live as you type and works without an internet connection. A fifth tab, History, keeps every saved result from all four categories in one filterable list.

🏦

Banking

16 tools

EMI CalculatorLoan EligibilityLoan PrepaymentLoan ComparisonInterest Rate CalculatorHome LoanCar LoanDown Payment CalculatorFD CalculatorRD CalculatorPPF CalculatorNPS CalculatorGratuity CalculatorEPF CalculatorCredit Card EMICredit Card Payoff
📈

Investment

12 tools

Dream SIP PlannerLumpsum CalculatorSWP CalculatorCAGR CalculatorCompound InterestXIRR CalculatorInvestment ReturnInflation CalculatorRetirement CalculatorFIRE CalculatorSavings Goal CalculatorNet Worth Calculator
💰

Finance

13 tools

Tax CalculatorSalary CalculatorGST CalculatorCash & Sales TallyProfit CalculatorExpense TrackerBudget PlannerDebt-to-IncomeDebt Payoff CalculatorEmergency FundMonthly SavingsBreak-even CalculatorMarkup Calculator
🧮

General

17 tools

Simple CalculatorScientific CalculatorAge CalculatorDiscount CalculatorPercentage CalculatorTip CalculatorSplit Bill CalculatorCurrency ConverterUnit ConverterTime CalculatorDate DifferenceRatio CalculatorAverage CalculatorRent CalculatorRent vs BuyCar AffordabilityHome Affordability
Privacy by design

We can't see your data — because it never leaves your phone

There's no backend server behind Smart Finance Calc. Nothing you type is ever transmitted, stored on a server, or shared with anyone.

No accounts

Open the app and start calculating — no sign-up, ever.

No tracking

No analytics SDKs, no advertising identifiers, no crash reporting.

On-device only

Saved history and expenses live in local storage, deleted on uninstall.

Zero network calls

The app works the same in airplane mode as it does anywhere else.

Read the full Privacy Policy.

Ready to stop guessing your numbers?

Free, offline, and ready in one tap.

Get it onGoogle Play

Free · Android · iOS coming soon